Dr. Dale Kesl"Have you ever seen the movie Fried Green Tomatoes?" Dr. Dale Kesl asks. "That was the kind of general store my grandparents owned and ran while I was growing up."

Dale grew up in Vineyard, Arkansas—"a bustling town of 56 people," as he explains it. Raised by his grandparents, he worked in their general store that had one gas pump and a lunch counter.

When his career as a paramedic inspired him to take his love of emergency medicine further, he entered medical school in Arkansas. It was the dean of that school who referred him to Kansas City University of Medicine and Biosciences.

"I stayed at Kansas City University and completed my postgraduate work at the hospital that used to be next door," Dale shares. "After that, I had positions in Missouri, Kentucky and Illinois before coming back to Kansas City."

Dale and his wife, Peggy, have five children who he said were "scattered up and down I-70 at the time," prompting their return to northwest Missouri.

He currently serves as a board certified medical director at Lafayette Regional Health Center in Lexington, Missouri. He is also board certified in family practice and has offices in the Odessa Medical Group. In 2015, Dale and Peggy made a very generous planned gift to Kansas City University.

"The school has given me everything," he says. "I wouldn't have been able to pursue medicine and have the life I have without it. It just makes sense to me."

Dale and Peggy made a gift of 10 percent of their estate. "I figure you give 10 percent to your church and faith, you should do the same thing for your school," he says.

In addition to this generous planned gift, he also supports student scholarships and welcomes medical students in his practice.

"I believe in giving back," Dale says. "And I always tell the students who come to my practice the same five things: be a good alumni, never tell a student 'no', be a good colleague, give of your time and give back financially.

"It's simple, but that's the way I see it."

You Can Make a Difference
To discuss planned giving options available to you and other ways you can support the Kansas City University of Medicine and Biosciences, please contact KCU Office of Institutional Advancement at 816-654-7280 or alumni@kcumb.edu.

A charitable bequest is one or two sentences in your will or living trust that leave to KCU a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

"I give to KCU, a nonprofit corporation currently located at 1750 Independence Ave., Kansas City, MO 64106, or its successor thereto, ______________* [written amount or percentage of the estate or description of property] for its unrestricted use and purpose."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to KCU or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to KCU as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to KCU as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and KCU where you agree to make a gift to KCU and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

Personal Estate Planning Kit Request Form

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